Accept all payment methods Singaporeans use - cards, PayNow, GrabPay, contactless payments. Competitive rates from 2.5%, next-day payouts, PCI DSS compliant. PSG grant approved - get up to 50% funding.
Uptime reliability
Transaction fee from
Customer support
From credit cards to digital wallets, give your customers the flexibility to pay their way. Support for all major payment methods including Visa, Mastercard, AMEX, and mobile payments.

Bank-grade security with PCI DSS Level 1 compliance. Advanced fraud protection and encryption keep your business and customers safe.
Get paid faster with next-day deposits. Track all your transactions in real-time and manage refunds with ease.
Choose the plan that works for your business
Perfect for new businesses
For growing businesses
For large operations
Seamlessly integrate with our business software
Payment processing is how businesses accept electronic payments from customers - credit cards, debit cards, mobile wallets, and digital payment methods like PayNow and GrabPay. In Singapore's increasingly cashless society, having a comprehensive payment solution is essential for any business, whether you're a hawker stall, retail shop, restaurant, or e-commerce store.
AppsPOS provides complete payment processing solutions that integrate seamlessly with your point of sale system. Accept all payment methods Singaporeans actually use: Visa, Mastercard, American Express, UnionPay, PayNow, GrabPay, contactless payments (Apple Pay, Google Pay, Samsung Pay), and cash. Our unified platform eliminates the complexity of managing multiple payment providers and gives you a single, clear view of all your transactions.
What makes our payment solution stand out is the integration with AppsPOS's full business management platform. Every payment automatically updates your sales reports, inventory levels, customer profiles, and accounting records. No manual reconciliation needed. No discrepancies between payment records and sales data. Everything works together seamlessly, saving you hours of administrative work every week.
With PSG grant support covering up to 50% of implementation costs, there's never been a better time to upgrade your payment processing capabilities. Our team handles the entire setup process, from hardware installation to payment gateway configuration to staff training, ensuring a smooth transition with zero disruption to your business operations.
Accept all major card brands including Visa, Mastercard, American Express, UnionPay, JCB, and Discover.
Support all popular mobile payment apps used in Singapore for maximum customer convenience.
Local payment methods Singaporeans prefer for their convenience and instant transfers.
Bank-grade security protects your business and customers with industry-leading standards.
Get paid quickly with automated settlements directly to your Singapore bank account.
Understand your payment data with comprehensive reporting and insights.
Unlike standalone payment terminals that just process transactions, AppsPOS payment solutions integrate deeply with your entire business system. When a customer pays, the transaction automatically updates your inventory (for retail), kitchen orders (for F&B), customer loyalty points, staff sales tracking, and accounting records. This integration eliminates manual data entry, prevents errors, and gives you real-time visibility into your business performance.
Our competitive transaction rates start from just 2.5% with no hidden fees, no monthly minimums, and no setup charges. For businesses processing higher volumes, we offer custom enterprise pricing with even better rates. With PSG grant support, you can receive up to 50% funding for payment terminal hardware and integration costs, making professional payment processing affordable for every Singapore business.
AppsPOS works with Singapore's leading payment processors and acquiring banks, giving you access to the best rates and most reliable service. We handle all the technical complexity - merchant account setup, payment gateway configuration, terminal programming, security compliance, and ongoing support. You just focus on serving your customers while we ensure every payment is processed smoothly and securely.
Our Singapore-based support team is available 7 days a week to help with any payment issues. Whether it's a declined transaction, settlement question, or terminal problem, we provide fast resolution to keep your business running smoothly. Unlike offshore support centers, our team understands Singapore's payment landscape and can assist in English, Mandarin, or Malay.
Restaurants, cafes, hawker stalls, and bars need fast payment processing during peak hours. Our solutions handle split bills, tips, and integration with delivery platforms.
Boutiques, convenience stores, and specialty retailers need flexible payment options and easy refund handling. Our retail solutions speed up checkout and reduce queues.
Salons, clinics, tutoring centers, and professional services need appointment-based payments, deposits, and recurring billing capabilities.
Food trucks, market vendors, and event sellers need portable payment solutions that work anywhere with reliable connectivity and battery life.
AppsPOS payment solutions are PSG (Productivity Solutions Grant) approved, which means eligible Singapore businesses can receive up to 50% government funding for payment terminal hardware, software integration, and implementation costs. This substantially reduces your upfront investment while giving you access to professional-grade payment processing technology.
The PSG grant covers payment terminals, card readers, payment gateway setup, POS integration, and even training for your staff. For most small businesses, this means you can implement a complete payment solution for less than $1,500 out of pocket, compared to $3,000+ without the grant.
Our team manages the entire PSG application process for you. We verify your eligibility, prepare all required documentation, submit your application, and follow up with Enterprise Singapore until approval. Most applications are approved within 2-4 weeks, and you can start using AppsPOS payment solutions immediately while the application is being processed.
Our transaction fees start from 2.5% for standard plans, with lower rates available for high-volume businesses. There are no hidden fees, setup charges, or monthly minimums. The exact rate depends on your business type, transaction volume, and average ticket size.
Standard settlements are next business day. For example, Monday sales are deposited Tuesday, Tuesday sales on Wednesday, etc. Premium customers can opt for same-day or instant settlements for faster cash flow. All settlements go directly to your Singapore bank account.
No separate merchant account needed. AppsPOS provides an aggregated merchant account, which means faster approval (often same-day) and less paperwork. For businesses processing over $50,000 monthly, we can set up a dedicated merchant account with even better rates.
Yes, AppsPOS accepts all international cards including Visa, Mastercard, AMEX, UnionPay, JCB, and Discover. We also support Alipay and WeChat Pay, which are commonly used by Chinese tourists visiting Singapore.
AppsPOS provides chargeback protection and dispute assistance. We help you gather the necessary documentation, submit responses on your behalf, and represent your case to the card networks. Our detailed transaction records and receipt system strengthen your position in disputes.
Yes, refunds are processed directly from the AppsPOS system in seconds. Full or partial refunds can be issued to the original payment method. The refunded amount is automatically deducted from your next settlement, and customers receive their money back within 3-5 business days.
Join hundreds of Singapore businesses using AppsPOS payment solutions. Get set up in 24 hours with PSG grant support.